First Home Grant
If you're a first-time home buyer, or a previous home owner and you've been making regular KiwiSaver contributions for 3 - 5 years, you may be eligible for a First Home Grant of up to $10,000. You apply for the grant through Kāinga Ora - Homes and Communities.
How it works
You can apply for either:
- a pre-approval before you start looking for a property to buy – this gives you certainty around eligibility and how much you may qualify for or;
- a grant approval if you've found a property and have a signed sale and purchase agreement.
If you buy an existing home
If you buy an existing home, you can get $1,000 for each of the 3 (or more) years you've paid into the scheme. The most you can get is $5,000 for 5 or more years.
If you buy a new home or land
If you buy a new home or land to build on, you can get $2,000 for each of the 3 (or more) years you've paid into the scheme. The most you can get is $10,000 for 5 or more years.
If you have questions before you apply, you can:
- phone us on 0508 935 266
- email us at firstname.lastname@example.org
Page updated: 28 October 2021