Home ownership resources

We also provide publications that explain these products and provide general guidance through the home buying process. The purpose of this page is to provide you access to download product brochures, as well as links to other government websites that may assist you through the path to home ownership.

First Home Decision Tool

Not sure where to start? Our First Home Decision Tool is a helpful guide to see what home ownership products you could be eligible for.

First Home decision tool

First Home Grant and KiwiSaver

Buying Your First Home with a First Home Grant and KiwiSaver brochure - English [PDF, 1016 KB]

First Home Grant application form [PDF, 182 KB]

Online application for First Home Grant or KiwiSaver First-Home Withdrawal(external link)

First Home Grant gifting declaration [PDF, 26 KB]

First Home Grant - How to get from pre approved to approved [PDF, 35 KB]

KiwiSaver First-Home Withdrawal form [PDF, 113 KB]

First Home Loan

Getting a helping hand with a First Home Loan [PDF, 2.7 MB]

Kāinga Whenua loan

Buying or Building Your First Home with a Kāinga Whenua Loan brochure (English) [PDF, 1.3 MB]

Kāinga Whenua Agreement [PDF, 773 KB]

Registration of Interest (ROI) for Kāinga Whenua loans - trusts [PDF, 36 KB]

Tenant Home Ownership Grant

Tenant Home Ownership brochure [PDF, 2.3 MB]

Tenant Home Ownership Grant form [PDF, 378 KB]

Other helpful websites

If you would like to find out more about budgeting and getting financially ready to buy a home, visit:

settled.govt.nz(external link)

sorted.org.nz(external link)

fincap.org.nz(external link)

Home Ownership products report

Information about the performance of our home ownership products.

Note: this was previously called Quarterly Financial Products Report

Home Ownership Products Report - September 2023 [PDF, 371 KB]

Previous reports

Download previous reports from our Publications section