LH building site FINAL First Home Decision Tool

Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.

guide to home ownership img v2 Guide to home ownership

Here’s a helping hand at every step you take towards home ownership.

first home loan img Nō ki ha Fuofua Fakatau ‘Api

Ko ha Nō ki ha Fuofua Fakatau ‘Api ‘e lava ke ne ‘ai ke faingofua ‘a ho‘o hoko ‘o ma‘u ho fuofua ‘apí ‘aki hono tukuhifo ‘a e tipōsiti ‘oku fiema‘ú ki he 5%.

kainga whenua img Kāinga Whenua

Access to finance for Māori building on multiply-owned Māori land.

Kiwisaver first home withdrawal Toho ‘a e pa‘anga KiwiSaver ki he fuofua fakatau ‘apí

Kapau kuó ke hoko ko ha mēmipa ‘o e KiwiSaver ‘i ha ta‘u ‘e 3 pe lahi ange, te ke ala lava ‘o toho mei ho‘o tātānakí ke tokoni ki hono fakatau ho fuofua ‘apí.

FHP Hoa Ngāue ki ha Fuofua Fakatau ‘Api

Ko e taumu‘a ‘a e peesi ko ‘ení ke tokoni ki he kau kasitomā lolotonga ‘o e polokalama Hoa Ngāue ki ha Fuofua Fakatau ‘Apí (First Home Partner). Kuo fonu ‘a e lēsisita ki he polokalama ko ‘ení ‘i he taimí ni.

Kiwibuild temporary KiwiBuild

‘Oku fakaivia ‘e he KiwiBuild ‘a e kau kautaha langa fakalakalaká ke toe vave ange ‘a ‘enau tuku mai ha ngaahi ‘api ‘oku fe‘unga mo e ivi fakapa‘angá ki he māketí ma‘á e kau fuofua fakatau ‘apí.

tenant home ownership img Kau nofo totongi ke nau ma‘u ‘a e ‘apí

Kapau ‘okú ke lolotonga hoko ko ha tokotaha nofo totongi ‘a e Kāinga Ora, te ke ala ‘atā atu ki ha pa‘anga tokoni ke ‘alu ki ho‘o fakatau ‘a e ‘api ‘okú ke lolotonga nofo aí.

home ownership resources tile Ngaahi nāunau tokoni ki he ma‘u ‘apí

‘Oku tokoni‘i mo poupou‘i ‘e he Kāinga Ora ‘a e ngaahi ngāue lahi ‘a e pule‘angá mo e ngaahi langa ngāue ke hoko ko ha nima tokoni ki hono faka‘ai‘ai atu ‘a e kau fie fakatau ‘apí ki he ma‘u ‘apí.