Ma‘u ‘apí

Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.

We’ve put together a guide to show you what you need to do and when to do it so you can navigate your journey with mana and confidence.

Ko ha Nō ki ha Fuofua Fakatau ‘Api ‘e lava ke ne ‘ai ke faingofua ‘a ho‘o hoko ‘o ma‘u ho fuofua ‘apí ‘aki hono tukuhifo ‘a e tipōsiti ‘oku fiema‘ú ki he 5%.

The Kāinga Whenua Loan is designed to support whānau Māori with their housing aspirations and remove some of the barriers to accessing finance.

Kapau kuó ke hoko ko ha mēmipa ‘o e KiwiSaver ‘i ha ta‘u ‘e 3 pe lahi ange, te ke ala lava ‘o toho mei ho‘o tātānakí ke tokoni ki hono fakatau ho fuofua ‘apí.

Kapau ‘okú ke lolotonga hoko ko ha tokotaha nofo totongi ‘a e Kāinga Ora, te ke ala ‘atā atu ki ha pa‘anga tokoni ke ‘alu ki ho‘o fakatau ‘a e ‘api ‘okú ke lolotonga nofo aí.

Ko e taumu‘a ‘a e peesi ko ‘ení ke tokoni ki he kau kasitomā lolotonga ‘o e polokalama Hoa Ngāue ki ha Fuofua Fakatau ‘Apí (First Home Partner). Kuo fonu ‘a e lēsisita ki he polokalama ko ‘ení ‘i he taimí ni.

Hiki faka‘ilekitulōnika ‘emau ngaahi tohi fekau‘aki mo ‘emau ngaahi koloá pea ma‘u ‘a e ngaahi fehokotaki‘anga ‘aonga ki he ngaahi uepisaiti ‘e lava ke ne tokoni‘i koe ‘i he hala fononga ki he ma‘u ‘apí.