Home Ownership team holiday close off dates

The Home Ownership team will be out of the office over the holiday period, from 12pm on Friday 20 December 2024 until 8am on Monday 6 January 2025.  Please note that any correspondence submitted after Monday 16 December 2024 may not be reviewed until Monday 13 January 2025.

LH building site FINAL First Home Decision Tool

Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.

guide to home ownership img v2 Guide to buying a home

Here’s a helping hand at every step you take towards home ownership.

first home loan img Nō ki ha Fuofua Fakatau ‘Api

Ko ha Nō ki ha Fuofua Fakatau ‘Api ‘e lava ke ne ‘ai ke faingofua ‘a ho‘o hoko ‘o ma‘u ho fuofua ‘apí ‘aki hono tukuhifo ‘a e tipōsiti ‘oku fiema‘ú ki he 5%.

kainga whenua img Kāinga Whenua

The Kāinga Whenua Loan is designed to support whānau Māori with their housing aspirations and remove some of the barriers to accessing finance.

Kiwisaver first home withdrawal Toho ‘a e pa‘anga KiwiSaver ki he fuofua fakatau ‘apí

Kapau kuó ke hoko ko ha mēmipa ‘o e KiwiSaver ‘i ha ta‘u ‘e 3 pe lahi ange, te ke ala lava ‘o toho mei ho‘o tātānakí ke tokoni ki hono fakatau ho fuofua ‘apí.

tenant home ownership img Kau nofo totongi ke nau ma‘u ‘a e ‘apí

Kapau ‘okú ke lolotonga hoko ko ha tokotaha nofo totongi ‘a e Kāinga Ora, te ke ala ‘atā atu ki ha pa‘anga tokoni ke ‘alu ki ho‘o fakatau ‘a e ‘api ‘okú ke lolotonga nofo aí.

FHP Hoa Ngāue ki ha Fuofua Fakatau ‘Api

Ko e taumu‘a ‘a e peesi ko ‘ení ke tokoni ki he kau kasitomā lolotonga ‘o e polokalama Hoa Ngāue ki ha Fuofua Fakatau ‘Apí (First Home Partner). Kuo fonu ‘a e lēsisita ki he polokalama ko ‘ení ‘i he taimí ni.

home ownership resources tile Ngaahi nāunau tokoni ki he ma‘u ‘apí

Hiki faka‘ilekitulōnika ‘emau ngaahi tohi fekau‘aki mo ‘emau ngaahi koloá pea ma‘u ‘a e ngaahi fehokotaki‘anga ‘aonga ki he ngaahi uepisaiti ‘e lava ke ne tokoni‘i koe ‘i he hala fononga ki he ma‘u ‘apí.