Home ownership resources

We also provide publications that explain these products and provide general guidance through the home buying process. The purpose of this page is to provide you access to download product brochures, as well as links to other government websites that may assist you through the path to home ownership.

First Home Decision Tool

Not sure where to start? Our First Home Decision Tool is a helpful guide to see what home ownership products you could be eligible for.

First Home decision tool

Guide to home ownership

Use this guide as a helping hand at every step you take towards home ownership. 

Guide to home ownership [PDF, 4.4 MB]

First Home Grant and KiwiSaver

Get a helping hand with a First Home Grant brochure [PDF, 1.7 MB]

How to get from pre-approval to full approval [PDF, 65 KB]

First Home Grant Application Summary form [PDF, 870 KB]

First Home Grant pre-approval and full approval application for first home buyers form [PDF, 484 KB]

First Home Grant pre-approval and full approval application for previous homeowners form [PDF, 486 KB]

Defence Force Superannuation Scheme (DFSS) application form [PDF, 434 KB]

KiwiSaver First-Home Withdrawal form [PDF, 113 KB]

First Home Grant gifting declaration [PDF, 26 KB]

Online application for First Home Grant or KiwiSaver First-Home Withdrawal(external link)

First Home Grant – House Price Caps [PDF, 35 KB]

First Home Grant – Realisable Price Caps [PDF, 37 KB]

First Home Loan

Get a helping hand with a First Home Loan brochure [PDF, 2.7 MB]

Kāinga Whenua loan

Buying or Building Your First Home with a Kāinga Whenua Loan brochure (English) [PDF, 1.3 MB]

Kāinga Whenua Agreement [PDF, 773 KB]

Registration of Interest (ROI) for Kāinga Whenua loans - trusts [PDF, 36 KB]

Tenant Home Ownership Grant

Get a helping hand with a Tenant Home Ownership Programme brochure [PDF, 697 KB]

Tenant Home Ownership Grant form [PDF, 378 KB]

Other helpful websites

If you would like to find out more about budgeting and getting financially ready to buy a home, visit:

settled.govt.nz(external link)

sorted.org.nz(external link)

fincap.org.nz(external link)

Home Ownership products report

Information about the performance of our home ownership products.

Note: this was previously called Quarterly Financial Products Report

Home Ownership Products Report - December 2023 [PDF, 368 KB]

Previous reports

Download previous reports from our Publications section