Home ownership

Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.

Here’s a helping hand at every step you take towards home ownership.

Find out if you are eligible and apply for up to $10,000 towards your first home.

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%.

Access to finance for Māori building on multiple-owned Māori land.

If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home.

First Home Partner can help bridge the gap if your deposit and home loan aren’t quite enough to buy a new home.

KiwiBuild enables developers to bring more affordable homes to market faster for first home buyers.

If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in.

Kāinga Ora has involvement with KiwiSaver in two ways.

Download our product brochures and access useful links to websites that can help you through the path to home ownership.