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Budgeting tips

Find tips and tools to help with budgeting, saving and preparing for unexpected costs. other tools, guides and tips for managing money. Work and Income Check out the Work and Income budget worksheet (external link) for a list of all the costs you

Kindness and kebabs: Bangash feeds those in need

Zuhaib Abbas Bangash arrived in New Zealand from Pakistan in 2013 with little more than a handful of clothes and a dream to create a safer life for his children. need, TOHFA also provided free hand sanitiser during the earlier period of the Covid-19 pandemic. While Bangash acknowledges it takes a lot of time, cost and

Tenancy agreement

Your tenancy agreement is a legal document. It tells you what you should expect from us and what we expect from you. your alarm is beeping for no reason - it's important smoke alarms aren't taken down or have their batteries removed, and we can help you get it sorted. planning a

Self-sown and supreme: How a Greenlane garden grew

Congratulations to our Greenlane customer David, whose paradise of palms, succulents and native plants has earned the top award in this year’s Great Gardens of Kāinga Ora competition. David’s tips. “You’ve got to know what your weather does – how the wind blows, what gets wet when it rains and what doesn’t … a little bit of knowledge goes a

First Home Loan

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%. preferred lender if they do and what their criteria is. Apply for First Home Loan To apply for a First Home Loan, you need to choose a participating lender and complete

Change in circumstance

By letting us know as soon as there’s a change in your living arrangements or income, Kāinga Ora and the Ministry of Social Development can make sure you get the best support available to you. Services on 0800 552 002 if you’re over 65. What is a change in circumstance? Any changes to your household income or the number of people living at home. For

A new leash on life for four-legged friends in Māngere

Pets can help to make a house a home. They are great companions and an important part of some whanau, which is why Kāinga Ora is a pet-friendly landlord. -shop for family dogs to receive important treatments, it was provided at no cost to Kāinga Ora customers thanks to the team at Chained Dog Rehabilitation, who

Media resources

Use our information sheets, explainers and other online resources to help shape your news stories. these write-downs in your budget? Every year we budget for some write-downs – it's something every prudent developer does as not every project started will prove to

Minis spur massive milestone: Hard work pays off with new home

The hard work of a former Kāinga Ora customer of 30 years has paid off as she settles in to her own home. When Liz thinks about how far she has come in five years, tears begin to stream down her face. Now, the former Kāinga Ora customer is a first-time home owner

New town provides new life for father and son

Single dad Rob never imagined he and his son Tamawhero would end up living in Invercargill, but a move to the deep south has delivered them a new home and new outlook on life. stuff into the car and drove down. It was a massive adventure,” Rob says. It was hard when they first arrived in Invercargill. They had very little money, no

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