Home ownership resources
Kāinga Ora administers and supports several government products and initiatives to give a helping hand to aspiring buyers into home ownership.
We also provide publications that explain these products and provide general guidance through the home buying process. The purpose of this page is to provide you access to download product brochures, as well as links to other government websites that may assist you through the path to home ownership.
First Home Decision Tool
Not sure where to start? Our First Home Decision Tool is a helpful guide to see what home ownership products you could be eligible for.
First Home Grant and KiwiSaver
Buying Your First Home with a First Home Grant and KiwiSaver brochure - English [PDF, 1016 KB]
First Home Grant application form [PDF, 182 KB]
Online application for First Home Grant or KiwiSaver First-Home Withdrawal(external link)
First Home Grant gifting declaration [PDF, 26 KB]
First Home Grant - How to get from pre approved to approved [PDF, 35 KB]
KiwiSaver First-Home Withdrawal form [PDF, 113 KB]
Download a version of the First Home Grant and KiwiSaver brochure in
First Home Loan
Buying Your First Home with a First Home Loan brochure - English [PDF, 676 KB]
Download a version of the First Home Loan brochure in
Kāinga Whenua loan
Buying or Building Your First Home with a Kāinga Whenua Loan brochure (English) [PDF, 1.3 MB]
Kāinga Whenua Agreement [PDF, 773 KB]
Registration of Interest (ROI) for Kāinga Whenua loans - trusts [PDF, 36 KB]
Tenant Home Ownership Grant
Tenant Home Ownership brochure [PDF, 2.3 MB]
Tenant Home Ownership Grant form [PDF, 378 KB]
Other helpful websites
If you would like to find out more about budgeting and getting financially ready to buy a home, visit:
settled.govt.nz(external link)
Home Ownership products report
Information about the performance of our home ownership products.
Note: this was previously called Quarterly Financial Products Report
Home Ownership Products Report - June 2023 [PDF, 365 KB]
Previous reports
Download previous reports from our Publications section
Page updated: 4 September 2023