Home ownership

Home ownership

Looking at buying your first home but not sure where to start? Kāinga Ora offers several products and resources that can give you a helping hand toward home ownership. Have a look at what could be right for you.

LH building site FINAL First Home Decision Tool

Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.

First Home decision tool tile First Home Grant

If you’ve been contributing to your KiwiSaver for at least 3 years you may be eligible for a First Home Grant of up to $10,000 to top up your deposit.

FHP First Home Partner

First Home Partner can help bridge the gap if your deposit and home loan aren’t quite enough to buy a brand new home.

GLT lifting with bike FINAL cropped First Home Loan

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%.

Kainga whenua family Kāinga Whenua

Access to finance for Māori building on multiple-owned Māori land.

Kiwisaver first home withdrawal KiwiSaver first-home withdrawal

If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home.

Kiwibuild temporary KiwiBuild

KiwiBuild enables developers to bring more affordable homes to market faster for first home buyers.

Tenant home ownership banner Tenant home ownership

If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in.

Working with KiwiSaver Kāinga Ora working with KiwiSaver

Kāinga Ora has involvement with KiwiSaver in two ways.

Finance banner Home ownership resources

Kāinga Ora administers and supports several government products and initiatives to give a helping hand to aspiring buyers into home ownership.