Looking at buying your first home but not sure where to start? Kāinga Ora offers several products and resources that can give you a helping hand toward home ownership. Have a look at what could be right for you.
Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.
If you’ve been contributing to your KiwiSaver for at least 3 years you may be eligible for a First Home Grant of up to $10,000 to top up your deposit.
First Home Partner can help to bridge the gap if your deposit and home loan aren’t quite enough to buy a home.
A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%.
Access to finance for Maori building on multiple-owned Maori land.
If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home.
KiwiBuild enables developers to bring more affordable homes to market faster for first home buyers.
If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in.
Kāinga Ora has involvement with KiwiSaver in two ways.
The loan scheme will help unit owner-occupiers in residential earthquake prone buildings, in areas of high seismic risk, facing hardship over earthquake strengthening costs.
Kāinga Ora administers a number of government programmes to assist first home buyers (and also some previous home owners) on to the home ownership ladder.