Looking at buying your first home but not sure where to start? Kāinga Ora offers several products and resources that can give you a helping hand toward home ownership. Have a look at what could be right for you.
Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.
If you’ve been contributing to your KiwiSaver for at least 3 years you may be eligible for a First Home Grant of up to $10,000 to top up your deposit.
First Home Partner can help bridge the gap if your deposit and home loan aren’t quite enough to buy a brand new home.
A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%.
Access to finance for Māori building on multiple-owned Māori land.
If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home.
KiwiBuild enables developers to bring more affordable homes to market faster for first home buyers.
If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in.
Kāinga Ora has involvement with KiwiSaver in two ways.
Kāinga Ora administers and supports several government products and initiatives to give a helping hand to aspiring buyers into home ownership.