Home ownership
Looking at buying your first home but not sure where to start? Kāinga Ora offers several products and resources that can give you a helping hand toward home ownership. Have a look at what could be right for you.

Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.

First Home Partner can help bridge the gap if your deposit and home loan aren’t quite enough to buy a new home.

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%.

If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home.

KiwiBuild enables developers to bring more affordable homes to market faster for first home buyers.

If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in.

Kāinga Ora administers and supports several government products and initiatives to give a helping hand to aspiring buyers into home ownership.