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First Home Loan

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%. Changes are coming to the First Home Loan insurance premium - 22 May 2025 From 1 July 2025, the insurance premium for new First Home Loan borrowers increases

Budgeting tips

Find tips and tools to help with budgeting, saving and preparing for unexpected costs. page Insurance Property insurance Kāinga Ora has insurance that covers your home including, damage from natural events such as storms, floods and earthquakes. You

Changes announced for home ownership products

The Government has today announced changes to some of the home ownership products and programmes administered by Kāinga Ora – Homes and Communities. in each region. Other updates include: The First Home Loan insurance premium for borrowers will halve, from 1% of the value of the loan to 0.5%, reducing the

I never thought I’d need help with housing

When a house fire left Ngarangi and her grandchildren with nothing, they found Kāinga Ora was there to help them start over. small sense of comfort knowing the house was insured. But later that night, she received the terrible news that her insurance policy had lapsed five weeks earlier

Ground issues, trees and storm damage

If you have any issues with ground maintenance, tree maintenance, or problems with storm damage, contact us. during a storm event, let us know. You should contact your insurance company immediately as well. When you contact us, you will need to provide details of

A great place to work

We asked some of our people what makes Kāinga Ora different to other workplaces, and the answer was unanimous: "I love getting the chance to make a difference and work with a team of people that care about me". individual situation). Healthcare Insurances - We offer eligible staff a suite of insurances, including Life, Trauma and Income Protection Insurance. Also

Porirua neighbourhood comes together for clean-up event

Good things happen when people work together – which is exactly what happened when communities in Eastern Porirua gathered for a neighbourhood clean-up event in September. and take home things they needed. Anything that wasn't claimed on the day was given to a second-hand shop for redistribution within the community. Abbie Mckoy

5. Settling

Find out what happens on settlement day and everything you need to do to prepare for owning your first home. schedule. Arrange insurance on your home - It’s likely that you’ll need home insurance from the first day you take ownership as a condition of your loan and may need

Salu’s whānau settle back in, a year after the Auckland Anniversary flooding

The new year signalled a happy start for Salu and her family as they settled into their renovated home. Now they can relax and look to the future rather than worry about the past. . Kāinga Ora Deputy Chief Executive for Auckland and Northland, Caroline Butterworth says that while private insurers offer contents insurance, “we are aware that

KiwiBuild @340 Onehunga

The NZ Living @340 Onehunga residential development is nearing completion. The building will be opened with a blessing ceremony on 4 October, with the first residents moving in the week after. apartments were initially available exclusively to KiwiBuild buyers, with all except one sold to first home buyers. The @340 Onehunga homes displays NZ Living’s

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