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History of State Housing

New Zealand has played a significant role in public housing since 1894, with government-led initiatives shaping communities and improving living conditions. Advances Office formed. 1923 – Housing Branch of the Labour Department merges with the State Advances Office. 1935 – Mortgage Corporation established. 1936

First Home Loan

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%. , this does not include ownership of Māori land be purchasing a property of less than 1 hectare pay a 1.2% Lender’s Mortgage Insurance premium, which can be paid

We’re the first in our aiga to buy a home

Buying your first home is a huge deal even when you’ve grown up in New Zealand. For Suamasi and Semala, who arrived here as penniless newlyweds, it is literally the dream that’s come true. % deposit on a house. After two failed attempts to secure a mortgage, they approached a Sāmoan-speaking mortgage advisor for help with the application process. “It

Young mum’s home ownership dreams come true

For Maddy, a Dunedin neonatal nurse and mother of two, owning a home and providing a stable base for her young family has been a long-held goal. housing,’’ says Maddy, who was offered a Kāinga Ora house in Mosgiel, which she moved into in late 2017. “I was so grateful to my parents for allowing me to stay

Archives and historical records

Several thousand records relating to many aspects of state housing, including those relating to houses at one time owned by the state, are held by Archives New Zealand. Division of the Ministry of Works State Advances Corporation Housing Corporation of New Zealand Housing New Zealand Ltd Other agencies, including Police, Education

Kāinga Ora home leapfrogs family to home ownership

Denise and Shannon know the difference a stable home can make. They've recently been able to purchase their very own home, and credit their former Kāinga Ora home as the stable base that helped them get there. saving enough to start having serious conversations with a mortgage advisor. “Last year we still didn’t think we had enough saved for a deposit - turns out we

From hospital bed to warm, dry home

Matty’s flat is comfortable and warm for her and her cat, Princess Nom Nom. But it’s also a workspace. She shares how the Kāinga Ora Accessibility Policy has made a difference for her. , added to that stress. “There’s no point putting a very sick person in a sick house,” she said. She was already on the Ministry of Social Development Housing

Changes announced for home ownership products

The Government has today announced changes to some of the home ownership products and programmes administered by Kāinga Ora – Homes and Communities. %, reducing costs that are passed on to borrowers. For example, someone with a mortgage of $600,000 will now pay $3,000 towards the insurance premium, instead of

From Tenancy Manager to family member: How downsizing has made a difference

Peter ‘couldn’t face the thought’ of moving from his home of 30 years after his wife passed. But he agreed to shift and, in the process, gained a new ‘family’ member. lived in Blenheim, Marlborough, but needed social housing when they moved home in 1983, so contacted Kāinga Ora (then The Housing Corporation). “She loved the sea

Young couple helped into their forever home

A young couple, who were living with their baby and five-year-old son in their grandparent’s sleep out, are the first people in Tairāwhiti to use Kāinga Ora’s First Home Partner scheme to get into their own first home. . “People who want to get into their first home need to start reaching out for information and support. Working with local Kāinga Ora staff, a mortgage broker, real

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