Home ownership

If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home.

We’ve put together a guide to show you what you need to do and when to do it so you can navigate your journey with mana and confidence.

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%.

Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.

The Kāinga Whenua Loan is designed to support whānau Māori with their housing aspirations and remove some of the barriers to accessing finance.

If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in.

The purpose of this page is to assist existing First Home Partner customers. This scheme is now fully subscribed.

Download our product brochures and access useful links to websites that can help you through the path to home ownership.