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• 2. Preparing and applying

  Learn how much you could borrow, build your deposit and understand the home loan process. (external link) How to save for a deposit (external link) How to save your money (external link) Mortgage calculator (external link) Savings calculator (external link

• Holidays Act Payments

• Who we are

  Kāinga Ora provides social housing and support to individuals and families across New Zealand.

• Your step by step guide to home ownership brochure  (pdf, 7.8 MB)

• Maori Helping Hand to Home Ownership brochure  (pdf, 5.2 MB)

• Design Requirements  (pdf, 9.6 MB)

• Nga Paerewa Hoahoa Whare Design Requirements  (pdf, 3.1 MB)

• KaingaOra HNZL Inflation Indexed Notes 2040 FINAL TERMS SHEET 23Apr20  (pdf, 701 KB)

• Note Deed Poll  (pdf, 1.4 MB)

• Housing NZ MTN Establishment 2018 Note Deed Poll  (pdf, 451 KB)