Buying your first home is exciting and scary at the same time. We’ve collected all the home loan products and initiatives we manage into one place so you can quickly and easily find out which are right for you.
A place to call your own? Here’s a helping hand.
You could qualify for a 5% deposit First Home Loan, a First Home Grant of up to $10,000, or use First Home Partner to have Kāinga Ora purchase a home with you.
If you're a first-time home buyer, or a previous home owner and you've been making regular KiwiSaver contributions for 3 - 5 years, you may be eligible for a First Home Grant of up to $10,000. You apply for the grant through Kāinga Ora - Homes and Communities.
If your deposit and home loan aren’t enough to buy a home, First Home Partner could help to bridge the gap. You apply for First Home Partner through Kāinga Ora.
If you have been a member of KiwiSaver for at least three years, you may be able to withdraw all, or part, of your savings to put towards buying your first home.
KiwiBuild gives more New Zealanders the opportunity to buy their own home.
Would you like to buy your Kāinga Ora house?
Kāinga Ora has involvement with KiwiSaver in two ways.
Kāinga Ora administers a number of government programmes to assist first home buyers (and also some previous home owners) on to the home ownership ladder.