Home ownership
Thinking about buying your first home but not sure where to start? Kāinga Ora offers and supports several products that can give you a helping hand towards home ownership. Have a look at what could be right for you.
![LH building site FINAL](/assets/Home-ownership/LH_building-site_FINAL__FillWzU0NSwzNjRd.jpg)
Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for.
![first home loan img](/assets/Home-ownership/first-home-loan-img__FillWzU0NSwzNjRd.jpg)
A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%.
![Kiwisaver first home withdrawal](/assets/Home-ownership/Kiwisaver-first-home-withdrawal__FillWzU0NSwzNjRd.jpg)
If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home.
![FHP](/assets/Home-ownership/FHP-__FillWzU0NSwzNjRd.jpg)
The purpose of this page is to assist existing First Home Partner customers. This scheme is now fully subscribed.
![Kiwibuild temporary](/assets/Home-ownership/KiwiBuild-family__FillWzU0NSwzNjRd.jpg)
KiwiBuild enables developers to bring more affordable homes to market faster for first home buyers.
![tenant home ownership img](/assets/Home-ownership/tenant-home-ownership-img__FillWzU0NSwzNjRd.jpg)
If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in.
![home ownership resources tile](/assets/Home-ownership/home-ownership-resources-tile__FillWzU0NSwzNjRd.jpg)
Download our product brochures and access useful links to websites that can help you through the path to home ownership.