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Displaying 1 - 10 results of 166 for "home loan"
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First Home Decision Tool
Kāinga Ora offers several products to help New Zealanders into home ownership. If you are thinking about buying a home, use our tool to see what you could be eligible for. … First Home Loan With a First Home Loan you only need a 5% deposit. First Home…
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First Home Loan
A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%. Finding the deposit for your first home can be a challenge, with most lenders currently requiring a minimum 20% deposit. But with a First Home Loan you only need a 5% deposit, which means getting into your first home is that much easier. First Home Loans are issued by selected banks and other lende…
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First Home Partner
First Home Partner can help bridge the gap if your deposit and home loan aren’t quite enough to buy a new home. … to help you on your home ownership journey. First Home Partner is a shared ownership scheme to help aspiring first-home buyers. If your deposit and home loan aren’t quite enough to buy a home that meets your needs, you may be eligible to purchase a home together with Kāinga Ora. Applicati…
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Tenant home ownership
If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in. … completed you can scan and email your application to THOGrant@kaingaora. govt. nz . Buyers can also combine the Tenant Home Ownership grant with the First Home Loan , the First Home grant and/or the Kiwi Saver first-home withdrawal , if you are eligible to buy the tenancy you are living in. If…
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Home ownership resources
Download our product brochures and access useful links to websites that can help you through the path to home ownership. … First-Home Withdrawal First Home Grant – House Price Caps [PDF, 35 KB] First Home Grant – Realisable Price Caps [PDF, 37 KB] First Home Loan Get a helping hand with a First Home Loan brochure [PDF, 2. 7 MB] Kāinga Whenua loan Buying or Building Your First Home wi…
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5. Settling
Find out about finalising your home loan structure, arranging home insurance and tasks to complete before you take ownership of your new home. … you take legal ownership of your new home – you just have a few more things to take care of first. In this step, you’ll find out about finalising your home loan structure, arranging home insurance, and the tasks you’ll need to complete before you take ownership. Settling in…
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Changes announced for home ownership products
The Government has today announced changes to some of the home ownership products and programmes administered by Kāinga Ora – Homes and Communities. … caps set the maximum price for new or existing homes that can be purchased with a First Home Grant in each region. Other updates include: The First Home Loan insurance premium for borrowers will halve, from 1% of the value of the loan to 0. 5%, reducing the cost to successful applicants. Min…
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Young couple helped into their forever home
A young couple, who were living with their baby and five-year-old son in their grandparent’s sleep out, are the first people in Tairāwhiti to use Kāinga Ora’s First Home Partner scheme to get into their own first home. … “The couple started looking to buy a home when they were expecting their second child. They were in Kiwi Saver and were eligible for Kāinga Ora’s First Home Loan and First Home Grant. ” “After getting pre-approval for a small bank loan they started looking for something to buy. They looked at a coup…
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Budget 2022: Changes announced for first home products
The Government has today announced changes to some of the home ownership products administered by Kāinga Ora, enabling more New Zealanders to access support to purchase their first home. The changes were announced as part of Budget 2022, and involve the First Home Grant, First Home Loan and the Kāinga Whenua Loan scheme. House price caps for the First Home Grant have increased for many places throughout the country, to align with the current market. The Government is also removing…
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Kāinga Whenua Loans – for Maori land trusts
The Kāinga Whenua Loan Scheme is an initiative between Kāinga Ora - Homes and Communities and Kiwibank to help Māori achieve home ownership on their multiple-owned land.