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First Home Loan

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%. Home Loan you only need a 5% deposit, which means getting into your first home is that much easier. First Home Loans are issued by selected banks and other

2. Preparing and applying

Learn how much you could borrow, build your deposit and understand the home loan process. the home loan process works For most of us, the price we pay for a home is made up of our deposit and a loan from a bank or other lender. A bank or lender will

Paying your rent

We want to help you keep on top of your rent and other bills. On this page you’ll find some useful information and advice. You can also contact us if you have any questions. mobile banking (pangikē ‘i he telefoní). ‘E fēfē ha‘aku fakahoko ha totongi ‘aki ‘a e bill payment? ‘Initaneti pe mobile banking Lēsisita ki he online banking

5. Settling

Find out what happens on settlement day and everything you need to do to prepare for owning your first home. home. Here’s what you need to do before settlement day: Finalise your home loan details - Once your settlement date is confirmed, get in touch with your bank

4. Buying

Navigate the process of buying your first home, learn about different offers and sales methods and work towards making your first offer. include your bank or lender confirming finance, a building inspector's report or a LIM report. Any conditions will need to be completed by an agreed date

Kāinga Whenua Loans for individuals

The Kāinga Whenua Loan is an opportunity for Māori to build, purchase or relocate a house on multiply-owned Māori land. of ownership in the land is determined by their individual shares recorded by the Māori Land Court. How does the Loan work? For regular home loans, banks take

Build partner tackles COVID-19 challenge

Construction company Home is a leading example of how Kiwis are banding together in the fight against COVID-19.

Family put financial challenges behind them and set sights on first home

After struggling for years to keep on top of their bills, Larry and Lave have sorted their finances and set their sights on buying their own home. buying our own home and setting the kids up for a good future with their own bank accounts that we’re going to pop money into each week,” Larry says. Check out some handy tips we've pulled together to help you with your own budgeting . 

Holidays Act Payments

to verify your details and process the payment into your nominated bank account. If you haven’t heard from us and believe you might be owed payment as part of

Bookworm Janette opened a library for her neighbours

When Janette moved into her new Kāinga Ora home, she set up a library for all her neighbours.

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