First home grant banner First Home Grant

If you're a first-time home buyer, or a previous home owner and you've been making regular KiwiSaver contributions for 3 - 5 years, you may be eligible for a First Home Grant of up to $10,000. You apply for the grant through Kainga Ora - Homes and Communities.

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First home loan banner 1 First Home Loan

First Home Loans make it easier for you to get into your first home.

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Kainga whenua family Kāinga Whenua

Access to finance for Maori building on multiple-owned Maori land.

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Kiwisaver first home withdrawal KiwiSaver first-home withdrawal

If you have been a member of KiwiSaver for at least three years, you may be able to withdraw all, or part, of your savings to put towards buying your first home.

Kiwibuild temporary KiwiBuild

Reigniting the dream of home ownership for New Zealanders.

Tenant home ownership banner Tenant home ownership

Would you like to buy your Kāinga Ora house?

Working with KiwiSaver Kāinga Ora working with KiwiSaver

Kāinga Ora has involvement with KiwiSaver in two ways.

Finance reports banner2 Financial products report

Information about the performance of our financial products.

Finance banner Home ownership case studies

Case studies on how people used our financial products to buy a home.